No cash value growth
Lowest cost short term
Expensive long term
Convertible to permanent
Guaranteed coverage to any age
Guaranteed level premium to any age
Return of premium option
Retirement Cash Values
Coverage up to age 121
Indexed linked gains
No downside risk
An annuity is a long-term retirement tool that can be a cornerstone of your financial plan.
You pay a premium (think of it as your principal) and the company provides an annuity contract with unique benefits to you.
An annuity protects and potentially builds your savings, with the option of converting them into scheduled income payments for retirement. If you’re interested in an opportunity to grow your savings based on a market index — without the risk of actually participating in the market — a FIXED INDEXED ANNUITY may be a good choice for you.
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